Many graduates who have a good credit profile often get carried away by the excitement of qualifying for a loan, while overlooking the risks of misusing it, which could potentially lead to financial mishaps. Lynette Kloppers, FNB Premier CEO, says “taking the time to do your homework about different types of loans and how to use them effectively can help you avoid common mistakes that often leave graduates over-indebted.” Below are four mistakes to avoid when taking out a loan as a graduate. Needlessly using credit – Avoid mistakenly rushing into taking out a loan without first considering your needs and the most ideal wayRead More →